What Is A Prescription Savings Card?
If you do a simple online search for a prescription savings card, you will find many sites that offer such a card. These valuable little cards which you print out from your computer never expire and there is no limit on which pharmacy will accept them. However, not all sites offer these cards for free. Some do require a small membership fee in order to gain access to the card, so read the site information very carefully before choosing which one to use.
These cards can be used instead of insurance co-pay and have the potential of saving you more money in the end. Some insurance policies do not cover prescription medications and these medications can cost hundreds of dollars. So you will be saving a large amount of out of pocket expenses by using the card.
How To Use These Cards?
Just choose which website that you want to print the prescriptions savings card from, most are free, fill out the required information, and print the card out. Take it with you when you go to your usual pharmacy to get your prescription filled and give it to the pharmacist when you pay for your medication. Most pharmacies will already have the discount price programmed into their computers and the final price will reflect your savings.
Senior citizens are the ones who usually benefit the most from these prescription savings cards since they can use them even though they are on Medicaid. This adds up to additional savings for them. That can be very important to someone who is living on a fixed income.
Most people don’t even know about these valuable little cards and medications are so very expensive due to production costs. The economy is not getting any better and too many are having decide between buying food and buying their medications that they need to get well. This results in more days off due to illness and a loss of income.
There are also those who do not have computers at home or access to the Internet. But the library having public access to both can solve that problem. These cards can save you up to 75% so that makes it well worth the trip to get the card. As stated earlier, though, some of the sites do charge a small membership fee. The money saved on prescription medications is well worth it though.
High medication costs are not going down anytime soon but instead continue to rise.Production costs of these medications can run into millions of dollars and this, unfortunately, is passed on the consumer in the form of high prices for medications which are greatly needed. But by getting and using the prescription savings card, the patient can save much of the cost of the medication and use that extra money on food or other bills. It can save a lot of time and stress on someone who is already ill to begin with.